A Guide to an Unsecured Loan by John Mussi
An unsecured loan implies the lender relies on your promise to pay back the money you have contracted to borrow. The lender is taking a huge risk agreeing to loan money without a security that they would receive with a secured loan. Therefore, expect interest rates for unsecured loans to be... An unsecured loan is not flexible; you have to pay it back according to your agreement, even when money is tight. ... This is a good safety net if you do not trust yourself to pay back the money you have borrowed with an overdraft or credit card.

An Overview of Bridging Loans by Debarati Dhar
Are you caught in a situation where you have got your eyes set on a beautiful house with a big garden? But the problem is that you can’t find a customer to sell your existing house so as to finance the purchase of the new house. Adding to it, you do not have enough savings on your bank account... It is considered as a realistic option especially for those who need funds instantly. ... It is used to take advantage of a short-term financing opportunity in order to secure long term financing. ... Things to consider: Before taking the plunge into the Bridging Loan market educate yourself about...

Crossing the Bridge Loan to Help Yourself by Mark Lambie
A short term bridge loan may be just what the doctor ordered if you are having trouble making ends meet. A short term bridge loan helps you to “bridge the gap” between your expenses and income. A bridge loan is not a long term solution, but it is an excellent short term solution to your money... Instead of defaulting on your expenses, you can now pay them with a short term bridge loan, then pay back the short term bridge loan over time. ... No need to worry about it! ... But it comes with a warning!

Got Bills to Pay? You've Got a Decision to Make! by Jeff Lakie
Sometimes emergencies or once-in-a-lifetime opportunities get to us and we find ourselves in financial straits afterwards. If that’s you, don’t worry. You’re not alone. But what you may not realize is that it doesn’t have to be the case for you. There is a solution to your predicament. ... It may be a period of time where you tighten your belt, but it will allow you to live comfortably. ... That way, you’ll gain back your good name from the utility companies, and you’ll have a month or two of reprieve before you have to start paying back both the loan and the new utility bills you incur.

Credit Card Benefits and Drawbacks by John Mussi
Credit cards have both benefits and drawbacks. It is wise to consider both before applying for a credit card. While they can be very useful, credit cards can also be risky. Even people who are usually good with their money get into trouble with credit cards. ... This says that if you have problems with goods or services you can get your money back from the card issuer if you can't get it back from the supplier. ... They encourage a ‘pay now, worry later' mentality and make it too easy to get into debt.

Take a Low Rate Car Loan and Get the New Set of Wheels by Ruth Stanhop
Are you afraid of the high rate you have to pay if you go for a car loan? It is true that you have to pay interest, high or low, in case you take a loan. But you can lower your interest if you take a low rate car loan. This loan is designed for such kind of people who want to buy a car through a... He can get his money back if you fail to pay off the loan. ... To avail this loan may become a little difficult as lender has no guarantee to recover his money back. ... That is why it is recommendable to shop around so that you can get an unsecured car loan at a low rate.

Get The Right Car Finance by Joseph Kenny
These days when you step into a car showroom, there will be two major things that the dealer will be offering you. First he will be offering you cars, and secondly he will be offering you finance packages. This is how you should look at it. The fact of the matter is you may probably wouldn’t buy... If the cash price is lower, then you may be better off getting the loan from elsewhere and paying for the car with cash, this will take advantage of the better price and you will have a smaller amount to pay back to your lender.

Unsecured Consolidation Loans: Dependable Option Without Security by Ann Gibson
Are you stuck in debts that have outgrown your financial capacity? Then it is time for consolidation of loans. If you are not likely to offer security for consolidation loans then your search should start with unsecured consolidation loans. Unsecured consolidation loans help you overcome... Also if any problem arises, it is easier to sort it out with one lender. ... However, it is not so. ... Money owned as credit card debts, medical care, automobile, or any other unsecured loans can be paid back by unsecured consolidation loans.

Borrowing vs Lending by John Mussi
There are lots of topics that have been debated and have been unresolved throughout time. One debate that has continuously caused a lot of turmoil is whether a person should get a car by paying it directly on cash or should the person get a car loan. ... Another benefit of being able to pay the car in full is that you finally own it. ... For instance, the Village People might have come back and you'd need to buy the tickets badly. ... If you think about it that money that you could have saved could have been used to buy other stuff that might have appealed to you.

Making Wise Choices When Faced With Expenses by Mark Lambie
Sometimes we make decisions in life that affect our finances in an adverse way. Perhaps we do not do it intentionally, but an emergency or that once-in-a-lifetime opportunity come our way and for the following months we find ourselves strapped for cash because our debts have outstripped our income. ... It may be a period of time where you tighten your belt, but it will allow you to live comfortably. ... Also, a UK secured loan comes with several flexible repayment terms, including the repayment frequency and the loan period (which is the amount of time you expect to pay the loan back).