Common Myths About Credit Repair by John Mussi
As important as credit is, there are a lot of people that don't really know that much about credit and how it can be damaged or repaired. A variety of different myths and misconceptions exist in regards to credit and credit repair, and there are a lot of people who don't even bother looking into... Myth #1 - Credit Can Be Repaired Instantly There are a number of credit repair scams that all offer you instant credit repair... ... Myth #3 - You Can't Fix Bad Credit With all of the advertisement for credit repair services, there are still those who believe that truly bad credit can't be...

How Credit Repair Works by John Mussi
With personal debt at an all-time high, a number of individuals have found that they have overextended themselves and have become immersed in debt. As their debt grows, they can't help but get more and more behind… and their credit score pays the price. ... What Credit Repair Is Obviously, the goal of credit repair is to improve your credit score and get you back on track financially after past credit problems. ... Before you sign up for a credit repair plan, you should make sure that you understand exactly what is involved in repairing your credit score… while there are a lot of credit...

Identity Theft: Credit Card Owners Worst Enemy by John Mussi
Credit cards give opportunities for scammers to steal your personal information and use it to purchase a variety of items. This is called identity theft which is considered a felony and more and more people are experiencing the problems that it can cause. ... Allowing your credit card details to fall into the wrong hands could damage the credit score you so keenly maintained. ... Then report it to the fraud department of your credit card company. ... When identity theft has gotten the best out of you it will be hard to deal with it and repair the damage.

Debt: Self-Help or a Credit Lawyer? by Maureen Cook
“Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and sixpence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds and sixpence, result misery”. Mr. Micawber's remarks on debt remain just as true today, perhaps more so with the... Nowadays we might not face debtors' prison for consumer debt, but we should not fool ourselves either into thinking that credit repair or filing for bankruptcy are easy options. ... Increase your monthly repayments and you put yourself in a good light with your creditors as well as working towards an...

Tips for First Time Credit Card Users by John Mussi
Having a credit card is one of the necessities in our modern times. A credit card can help a person stretch out his or her cash flow. However with this great privilege given by the credit card, some people tend to abuse it. People will sometimes use the card to purchase things that are normally... First time credit card users should not overlook the fact that credit cards should be used responsibly, if they don't they are the one who will take the fall. ... In Spiderman's words; "With Great Power Comes Great Responsibilities." For first time users of credit cards, especially the younger...