Credit Card Tips by John Mussi
Here are some useful credit card tips for you to consider before applying for a credit card. Before applying for a credit card, you should decide why you want one, and make sure you can use it wisely. More and more people use plastic as their main means of paying for goods and services. ... If you lose your credit card, you can ask your credit card company to cancel your card, and no one else can use it. ... Credit cards with no interest free period start charging you fees as soon as you buy something on your credit card.

Gold Credit Cards Are Not Just For The Privileged by Peter Kenny
Gold credit cards, as with platinum cards, are a type of premium credit card that is offered by credit card companies to their preferred customers. They will also be offered to hand picked individuals that the credit card company would like to add as customers. ... What one credit card company calls a gold card, may be called a platinum credit card by another company, while at the same time, such a card may be given no special designation by another company. ... Typically however, most credit card companies will reserve the names of gold card and platinum card for the more attractive of...

Real Price of a Credit Card by Peter Kenny
These days, there are so many options and choices about which credit card to choose, so many offers from a whole range of lenders and card providers, that no one has to accept the fist credit card offered to them. Most people shop around, and pay careful attention to the true and full costs and... When you make a purchase on your credit card, you will not have to pay interest on the amount straight away. ... Different cards give you a different number of days, and most range between fifty and sixty days so if you find a card with a significantly shorter period, you should consider perhaps...

Credit Rating and Credit Cards by Jeff Lakie
Free gifts are great. And when free offers come in the mail, we may feel like we’re the most important person in the world! The problem is, when those free offers are from credit card companies, we may want to avoid signing up! They like us because we have good credit. ... This is because credit card providers use the concept of risk measurement to determine who need to receive a credit card. ... And if your credit rating is good, you seem to be a good risk to the credit card providers. ... When you get these great offers in the mail, you should consider very carefully before you jump in...

Credit Cards: How To Use Them by Grant Marwick
Credit cards can be a very quick way of getting into even more debt if you do not know how to use them properly. UK debt is now at an all time high and, excluding mortgages, Credit Cards are one of the main contributors. It’s a lot easier to get a credit card than it is to get a mortgage or a loan. ... Credit Card companies know that most people will not be able to resist spending more and you are just helping the big card companies to make more money. ... Don’t abuse your credit limit: A credit limit does not mean free money.

Easing Credit Card Worries by Peter Kenny
Credit cards getting you down at the moment, wish there was a way to ease the burden for a short while and save yourself some money in the process, well read on and find out how. Balance transfers could be the answer to your prayers, some of the introductory deals on balance transfers are really... This card is ideal if you can pay off your credit card before you incur the interest charges, so depending on how much you spend on your card will depend on how much cash back you receive. ... If you where thinking of taking out a loan from a bank it may be cheaper to look at cash withdrawals...

Stoozing Can Reduce Interest Paid On Credit Cards by Nicky Pilkington
Stoozing can reduce interest paid on credit cards. Many credit card companies offer special introductory interest rate offers in an attempt to win customers. This is like a loss leader in a shop - they tempt you to use their credit cards with a low interest rate, and then increase the APR when... A stoozer will take advantage of introductory rates by applying for a credit card with 0% apr and transferring their existing credit card balance to it. ... After six or nine months (or whenever the free balance transfer period ends) they will apply for a new credit card and begin the interest...

Are You A Part Of The Plastic Money Revolution? by Joanne Elizabeth
In this age of instant gratification, credit cards occupy their own unique status. Actually, so important has plastic money become, that money transactions are perceived as almost impossible without this new age tool. One of the most inviting features of a credit card is the ease with which it... Before you actually sign up with a bank for a credit card, just run a check on the following points: What is the time period for which you are offered interest free credit? ... There are various banks that also offer great rewards schemes like free air miles on their credit cards.

Credit Card Stoozing – Time To Stop Snoozing by Peter Kenny
Lets stop snoozing and start “stoozing” Do not think that we are trying to get you involved in any criminal activities here, we’re not and the whole process is legal and above board and will give you the chance to get one over on the credit card companies, who have been relieving us of our cash... If the second credit card does not have the facility that lets you transfer the cash from the credit card straight into the bank account, then here is what to do, ask the issuer of the second credit card to balance transfer from the first card onto the second credit card, this is a back to front...

Time To Start Using Those 0% Credit Cards by Peter Kenny
It would have been unthinkable just a decade ago, but now it is commonplace in the UK to hear of zero percent credit cards. Brought about by fierce competition, both from UK and American lenders, and also by historically low interest rates, zero percent credit cards have become extremely popular. ... However, before you start signing up for a zero percent credit card, you should be aware that there are different types of zero percent card and you will need to be aware of what it is you want to use the card for before you decide which type is right for you.