Life Insurance Providing Little Protection from Terrorism by Richard Green
Recent statements by the City of London Police Commissioner James Hart that future terrorist attacks in London’s financial centre are, "a matter of when, rather than if", will increase already serious concerns over issues of personal and business financial protection. ... The Association of British Insurers has sought to reassure emergency workers who may die as an indirect consequence of terrorist events by stating, “exclusions do not generally apply on stand-alone life assurance policies, regardless of the occupation of the policyholder”, however, they also indicate that “other personal...

How to Save Money on Cheap Car Insurance by Ranjit Kaur
Life, it seems, is one continuous cycle of spending. Mortgage, council tax, gas bills, pensions, road tax, TV licence, telephone bills, MOTs. The list seems endless. It’s a wonder that we’ve got any money left over for the things that we enjoy. Most of the bills we have to pay don't leave us... And Duck2Water Car Insurance Services have revealed how to do it, betraying a few industry secrets to give you the low-down on bagging some cheap car insurance. ... However much discount you’re going to be able to negotiate, your car insurance is still going to cost a fair bit.

Keyman Insurance – Protect Yourself Against Some of Your Biggest Businesses Risks by Michael Challiner
As a businessman you might have public liability insurance and you insure your buildings, stock and vehicles. You may even have professional indemnity insurance and legal cost insurance. Is that all? What about your other primary assets – your key staff? ... The insurance falls into four categories – insurance to help your business recover during the extended period when your key personnel are unable to work or to train or recruit a replacement, insurance to protect profits, insurance to protect shareholders or partnership interests, and insurance for anyone involved in guaranteeing...

Guide to Life Insurance Terms by John Mussi
Listed below is a useful guide to life insurance terms. It is a list of definitions of life insurance terms that may or may not be familiar to you. Accelerated Benefit Provision A provision in many new policies which will allow the policy owner to receive a portion of the death benefit early if... Evidence of Insurability Medical and other information about a person applying for insurance that the life insurance company keeps confidential, but uses to decide whether the policy can be issued and what premiums will be charged.

Credit Cards Are Like Loans by Mark Lambie
Credit cards! If you're like most people, you probably love them some times and hate them other times. They can be a great way to manage your finances and they can be a terrible bill to get every month. But credit cards aren't all bad. If we could live our lives without them, we would. ... Some credit cards offer travel insurance, car rental insurance, and even concierge services for a small fee. ... Some credit cards come with an extra insurance package so that purchases you make it any retailer are also covered by the credit card.

Life Insurance Money Saving Tips by Ken Barnes
Life insurance, specifically Term Life, is arguably one of the best values in the entire financial services arena. Where else can you go and get hundreds of thousands of pounds in protection for literally pennies per day? Rates for Term Life insurance remain at all-time lows, and now is the time... Inexpensive term life insurance polices that cover your dependents until they can live comfortably on their own are often a better alternative. ... Term life insurance is the most affordable and cost-effective pure protection available, and it is typically much less expensive than a comparable...

Loan Payment Protection Insurance – Worth The Cost? by Joseph Kenny
Nowadays, every time you apply for a loan you will most likely be offered payment protection insurance. If you are taking out a particularly large loan, the idea may seem very attractive. These insurance policies will take over repayments on your loans in the event of losing your job or being... Every insurance policy varies, but one thing remains the same, it is very difficult to get an insurance policy to pay out. ... The basic advice here is be very careful if opting for expensive insurance policies.

5 Tips for Cheap Home Insurance by Simon Markham
Home insurance is a general term for two different insurance products. Buildings insurance to protect your property's construction and home contents insurance to protect your moveable household objects and valuables. The problem is that not all home insurance policies are created equal making it... TIP 2: Only pay for the home insurance you need Calculating an accurate figure for the buildings and contents insurance value can be awkward, which is why a lot of homeowners are either under insured or paying for levels of cover they don't really need.

Cost of Buying a New Car by Joseph Kenny
One of life’s joys is buying a new car. The excitement of looking through those glossy brochures, choosing the brand, model, colour, plus the features is incredible. Ask most men and I’m sure they’ll tell you it’s one of the things they enjoy most in the world. ... You may be one of the lucky people who can pay outright for their car, but most people will be using some style of financial product to cover the purchase price of the car. ... You should make sure you shop around and get the best possible price for your car insurance.

Landlord Insurance by Philip Suter
You have just spent a lot of money buying a property – either it is your home and you are going to work overseas for a while or in a different part of the country. It might be an investment property a “buy – to let” or a buy to let via a SIPPs Property Pension. ... The property owner will often have to use the lenders insurer, however like the insurance situation with an apartment, it would normally be very rare for the insurance to cover an contents. ... A lot of insurance companies will offer index link policies, but for a buildings policy it is most important to have the right cover...