Make or Break Your Retirement! by Henry Baker
The Prudential has dubbed those who refuse to leave home as "kippers" or "kids in parents' pockets eroding retirement savings". Recent research concludes 6.8m over-18s live with their parents. Less than half pay rent, and many parents provide cash to spend. ... A recent survey for BBC2's Money Programme (http://news.bbc.co.uk/1/hi/business/4075536.stm) found that high property prices and debts often prevent offspring leaving home well into their twenties and thirties. ... In many cases, Tiscali Network provides incomes well in excess of those obtainable in traditional employment and more...

Mortgage Sales Hit Problems by Richard Green
The housing market has been buoyant over the past few years, but mortgage providers and first-time buyers are both now facing a tough time. Following announcements from the Bank of England that there has been an overall decline in the total number of UK home-buyers, and a declaration from the... Just over a third of the potential first-time buyers in the survey, indicated that they wanted to buy a home within the next year, however only 5% were confident that they would actually be able to. ... These should all be seen as good news, but new buyers still do not appear to be convinced that...

Short Term Debt Problems – Take Control by Michael Aldridge
Short term debt problems are manageable problems associated with temporary job loss, sickness, a large one off payment which may leave you short for a month or two or you just have a lot of small out of order debts, which you need to take control of. ... However you do have to be tough on yourself when excluding non essential things, think to yourself “do I really need it.” Choose the best rates If you still have a good credit score and still have the ability to be accepted for a loan, then try switching your outstanding credit to a new loan or credit card.

UK Mortages: A Guide Through The Maze by Nicholas Marr
Types of UK Mortgages You may be wasting your money with the wrong type of mortgage. Knowledge is power. There are essentially two different types of mortgage: Repayment only, (capital and interest mortgage) Interest only, (ISA, pension or endowment mortgage) Repayment only Your monthly... Raise money if you want to improve your home, or pay off other borrowings, you may be able to increase your mortgage rather than taking out a separate loan. ... If you have no life assurance cover in place and die before the loan is repaid, the mortgage will still need to be repaid.

Credit Problems? Tackle Them Head On! by Michael Challiner
Hate opening the post? Dread receiving the bill and Bank Statements? Sounds like your finances are becoming a problem. The ostrich solution never works when it comes to debts – they just don't go away that easily. Take a tip - there's never a better time like the present to tackle a debt problem... If you're a homeowner looking for a fairly big consolidation loan, the lender may want your debt secured against your home. ... Then, when you're a month off the end of a deal, look for a new card and get the balance transferred.

How to Profit from Property by Jennifer Tweed
Having recently learnt that the decision has been made not to offer the tax benefits associated with putting residential property in SIPPS, it is worth reminding ourselves of the long term objective of property investment. Regardless of whether you put residential property into a SIPP, you... Even by simply monitoring publications such as Construction News can give a good indication of where new commercial premises are being built which can be a good indicator of new businesses moving to the area which it turn can lead to an increase in demand for property locally.

Best Buy to Let Mortgage Calculators by Jennifer Tweed
Want to increase your profits as a landlord? Learn how by finding the best buy to let mortgages. And whilst the Bank of England base rate is retained at just 4.5%, now is still a very good time to be considering property investment or simply refinancing any buy to let properties you already have... Even by simply monitoring publications such as Construction News can give a good indication of where new commercial premises are being built which can be a good indicator of new businesses moving to the area which it turn can lead to an increase in demand for property locally.

How to Achieve Financial Freedom with Your Home by Geoff Morris
The secret disclosed on how you too could achieve financial freedom through property (and tell the pension companies just where to stick their measly, worthless ‘pensions’) Geoff Morris is a self-made property millionaire who made it in less than 18 months even with a hectic 'day job'. ... What this is then is a loan where you never pay back any of the principle of the loan, but only the interest on it. ... You could go to your existing lender (if you have a penalty period in your mortgage), or you could go to any other lender and negotiate up to 90% (subject to your financial status) of...

Best Buy to Let Mortgage Quotes by Jennifer Tweed
Want to increase your profits as a landlord? Yes. Well read on and see how you can. Finding the best buy to let mortgages is one of the key factors in successful property investment. And whilst the Bank of England base rate is retained at just 4.5%, now is still a very good time to be... Even by simply monitoring publications such as Construction News can give a good indication of where new commercial premises are being built which can be a good indicator of new businesses moving to the area which in turn can lead to an increase in demand for property locally.